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Membership e@bank Auto Loans

Our Auto Loan program -- powered by PeopleFirst.com, the world's leading online auto lender -- offers you a great opportunity to get competitive rates, unmatched customer service and a hassle-free loan process. You can use your loan to purchase a new or used automobile or motorcycle from almost any dealer or individual, to refinance your existing auto loan, or to buy-out your lease. And, there are no restrictions on the year, make or model of the vehicle you buy.

Apply online and you will get a response in as little as 4 days1, receive a no-obligation BlankCheckSM2 and be ready to shop for your car within 4 business day. With your Membership e@bank account you have the added bonus of saving 1/4 percentage point off your already low rate. Click here to apply for your auto loan

Auto Loans Apply Now

 Account Features
Interest Rate
As low as 4.79 APR3 (12-36 months)
Click here for full rates and terms
Special Savings Offer Receive an additional 1/4 percentage point savings on the standard PeopleFirst interest rate when you make the payments on your auto loan through your Membership e@bank Interest Checking or Money Market account using PeopleFirst's Automated Payment option
Loan Size Between $7,500 and $75,000; ($10,000.01 minimum in Arizona)
Loan Terms 12 to 72 months
Credit Requirements Excellent and substantial credit
Payment Schedule
 
Use the auto loan calculator to calculate monthly payments
Availability Auto and motorcycle loans are available in all states except New Hampshire and North Dakota.
Application fees No application fees
PeopleFirst Customer Service For questions call PeopleFirst at (800) 689-1789, Mon-Fri 9:00am - 5:30pm, Saturday (non-holiday weekends) 8:00am - 12:00pm Pacific Time
To get the special savings on your interest rate, you must:
1. Apply for, and be approved for, a PeopleFirst auto loan.
2. Have an open, funded Membership e@bank Interest Checking or Money Market account.
3. Once you fund your auto loan, choose to make the payments on it via your Membership e@bank account using PeopleFirst's Automated Payment option.
4. Submit your Membership e@bank account information to PeopleFirst via the PeopleFirst Automated Payment service screen. This must be done before your second auto loan payment is due, usually within 60 days of having funded your loan.
Other Information Apply Now
About PeopleFirst
How the Peoplefirst Program Works PeopleFirst
 
 
1. Loan applications will receive a response within 15 minutes during PeopleFirst.com business hours. During non-business hours loan applications will be processed the next business day.

2. The PeopleFirst.com Blank CheckSM gives loan recipients a no-obligation check that can be used for the purchase of a new or used vehicle at most dealerships in the country, as well as lease buyouts and refinancing of existing loans.

3. APR (Annual Percentage Rate) is fixed and will be based on a review of your creditworthiness and application channels.Rates quoted are for online applications with the Automated Payment option. Rates are 0.10 percentage points higher for telephone, fax or mail applications, and 0.50 percentage points higher with the invoicing option. These APR's are provided by PeopleFirst.com and are valid as of 07/20/02. For example, a 3-year auto loan of $18,000 would have rates ranging from 7.95% APR to 8.49% APR, the monthly payment would range from $563.64 to $568.13.

All auto loans are originated , underwritten and serviced by PeopleFirst.com.

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